This is just one of our articles referencing the financial crisis, crash of the housing market, subprime, and more:

Katherine M. Porter, a University of Iowa law professor, examined 1,700 recent Chapter 13 bankruptcy cases filed in 24 states, including Georgia. She discovered that mortgage lenders regularly fail to file documents required by law and that fees and charges billed to homeowners often are unreasonable.

“Bankruptcy is held out as this ‘Come here, if you want to save your house,’ ” Porter said. “If that’s what Congress wants it to be, then it needs to make sure that’s how it’s functioning.”